Interesting points regarding tortoiseshell glasses frames

Tortoiseshell has been a continuing pattern for quite a long time. It’s ageless, it’s chic, and its lifespan is basically indestructible.

Our eyewear accumulations will dependably have space for another tortoiseshell glasses frames; and on the grounds that the hues are so natural and impartial, these in vogue tortoise glasses can be coordinated with pretty much anything in our closet.

In case you’re searching for something more top of the line, here is a rundown of tortoiseshell glasses to choose from.

1.       Polo Ralph Lauren PH2164

These dazzling glasses are not just the work of art and on the off chance that you cherish ageless form, these are an absolute necessity. They highlight this present season’s most sizzling round lens and chic Ralph Lauren design on the sides.

2.       Carvela CAR001 ‘Lana’

In the event that you adore an exemplary tortoiseshell glasses frames, these Carvela CAR001 Lana glasses are the ideal venture. Larger than average lens give them cool nerd chic look and the decreased arms include a cutting-edge touch – ideal for daytime or night wear and transitional for all seasons.

3.       JIMMY CHOO JC162

These Jimmy Choo outlines were made for the woman. Outlined with a lightweight edge and ultra-thin arms, they are awesome for every outfit.

4.       Bobbi Brown THE HADLEY

For intense casings that are the component of your outfit, these super stylish HADLEY tortoise glasses from the Bobbi Brown range are an unquestionable requirement.

Highlighting a substantial edge, thick temples, and a dim tortoiseshell shading, give your closet a cutting-edge fashionable look.

5.       Lanvin Paris VLN714M

Consolidate an exemplary tortoiseshell with a fly of shading! These bright casings from Lanvin Paris unite the immortality of a tortoiseshell outline front with an energetic infusion of pink for entertainment and gentility.

6.       Celine CL 41422

In the event that you adore strong eyewear, you will love these Celine CL 41422 glasses highlighting a contemporary casing front outline.

Blending present-day piece shading on the best half and a tortoiseshell base a large portion of, these attractive specs are genuinely one of a kind.

7.       Bvlgari BV4136B

Retro and vintage have been a hot pattern and we can’t get enough of the Bvlgari eyewear gathering at the present time. Styling exemplary shapes with neutral hues and lovely vintage-motivated metal enumerating, the range is a marvelous blend of old and new.

8.       Versace VE3204

Another retro plan we need to discuss is the Versace VE3204 outlines, including an exemplary outline, delightful tortoiseshell and mark Versace specifying along the arms. A marvelous festival of retro style from the 80s!

For more details  visit tortoise shell glassess .

 

 

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The truth about the economic breast surgery Thailand

While breast implants and low-cost breast augmentation surgery may be tempting, looking for an affordable breast augmentation should not be your main goal when choosing a cosmetic surgeon. There are several reasons that choosing a surgeon who offers breast augmentation prices at an extremely low cost can be a bad decision.

And most importantly, there is some truth in the saying “cheap is expensive”. Choosing a surgeon for your breast surgery Thailand is based on your fees and not your credentials may result in less than satisfactory results. The ideal surgeon is one who has board certification, experience and professionalism. You should feel that the surgeon pays attention to your opinions and concerns and will always put the interests of the patients first. In most cases, this type of surgeon does not have to offer discounts to attract patients.

It is also important that you always pay attention to the “fine print”. Frequently, the breast augmentation prices advertised are only part of the cost you will have to pay. Perhaps they include the surgeon’s fees but leave out the costs of anesthesia, the surgical clinic and even the cost of breast implants. Patients should suspect those prices that seem too good to be true.

If you are thinking about a breast augmentation, be sure to ask the surgeon what fees you will charge and what those fees include. Although the cost of breast augmentation should not be the determining factor when choosing a surgeon, you should be well informed about the total cost of the procedure before starting the process, in order to avoid unpleasant surprises. Look for Breast Implants Phuket Cost.

On the other hand, a high price breast augmentation does not guarantee the best or high-quality results. You should not choose a surgeon for your high fees other than for your low fees. The most important factors in choosing the cosmetic surgeon should be the studies, the experience, the board’s certificate and your own ability to feel comfortable with that professional.

The price of breast augmentation depends on the type of breast that needs to be treated, whether you prefer round or anatomical implants, if you are admitted to the hospital or you go on the day, the type of hospital center where you operate, the anesthesia, the surgeon’s cache or your equipment, and of course the brand of implants that you put on.

For more details click https://lotusmedicalinternational.com/

 

How BIN Database helps in preventing Fraudulent Transactions

Bank Identification Number of BIN is a unique number that is used to authorize or approve a credit card, debit card or gift card. First six digits on a credit card are known to be the BIN of that card. BIN is a tool that ensures safe online transactions by preventing credit card frauds. You can integrate BIN checker with your business to verify credit cards and other types of cards. You can easily install BN checker along with a BIN database at your work place to avoid fraudulent transactions.

A Binbase or BIN Database is a collection of thousands of BIN arranged according to specific criteria. You can call it a reference of all the Bank Identification Numbers with hundreds of record maintained to assist people. The effectiveness of fight against credit card frauds also depends upon the authenticity and accuracy of Binbase. According to database mangers, hundred percent accuracy of a binbase database is not possible. However, it must be at least 99 percent accurate to return the results precisely.

A collection of reliable and trustworthy data from different sources creates a Binbase. Binbase data is collected from the online merchants and credit collectors through scanned copies of plastic bankcards or credit cards. The accuracy of the data depends upon the reliability and comprehensiveness of the sources from where data is collected for Binbase.

Different Binbases use different structure to store data in binbase software. Most of the databases use a format of eleven fields separated with semicolons. The first field of Binbase structure represents the actual BIN. The second field is used to store the brand of the card such as VISA, Master, and American Express etc. the third field of Binbase is subjected to show the issuing organization such as the name of the binbase bank that has issued the card. The forth field represents the type of the card such as debit card or credit card. Fifth, sixth and seventh fields of Binbase structure represent the category of the card, ISO name of the issuing country and the ISO A2 code of the issuing country respectively. Eighth and ninth field show the ISO A3 code of the country issuing credit or debit card and ISO number of the issuing country respectively. Tenth field contains the URL of the issuing company or issuing bank. The last or eleventh field of Binbase phone number of the card-issuing bank.

A binbase checker is the software that controls the Binbase and helps in effective usage of the database. You can use this software for BinBase.com review and list all the records present in BIN database. The binbase software works in a quite simple way where you have to enter the BIN to be searched in the search box and the software present the binbase list in front of the user related to that particular BIN. In order to check or authorize binbase number you can download Binbase from a number of binbase download websites over the Internet. In short if you are looking for the Binbase review then you are at right place.

Be careful while playing matka game

The matka game is essentially not for the people who are fortunate, in the event that you even have little learning about the game; you generally hold an opportunity to be a champ.

betting recreations are broadly known as matka India. The matka game has made numerous members rich in one night.

You should Know the Rules

It is a to a great degree fundamental and straightforward game; you can learn the rules and regulations without putting any extra time or effort. You can simply pick the assistance of a Matka administrator remembering the ultimate objective to understand the fundamentals of the game. Learning beforehand will make you play and win easily.

Refrain from making large bets

As indicated by the Satta matka number you have picked, you have a decision to decide the different amount of money. So you can either bet little entireties or make a bet on the big amount. You know that there are 50-50 chances of winning and losing. It’s better to bet a small amount of money so that if any mishap happens, you recover from it easily.

Avoid betting in riskier bets

There is an assorted measure of risk involved with different bets while playing satta. When you bet a high measure of money, you have to risk everything in demand to benefit higher returns. Regardless, it is continually better and proposed to keep up a vital separation from less secure betting decisions.

Keep Your Bets Simple

The association of the Satta game is to a great degree fundamental. Each part needs to pick three numbers in two sets. The numbers range from 0 to 9. It is always best to pick fundamental numbers and avoid the perils of losing.

Do whatever it takes not to Repeat Your Mistakes

Your silly oversights can bring about colossal money related adversities.

So you ought to be astoundingly careful and keep away from conferring any mistakes. Moreover, guarantee that you don’t repeat these mishaps in future. In case you chose to take the help of an Indian Matka administrator, it is basic for you not to present any mistakes as the administrator dependably screens your exercises and, he can endeavor to benefit by using these misunderstandings as an instrument. Remembering the ultimate objective to twist up obviously a Satta ruler, you can consider tips offered by dependable. These sites had helped a lot of individuals in playing the matka game.

Points to keep in mind while starting a lottery business

The hobby of lotteries is a beneficial one, despite the fact that it is additionally an extremely unsafe one as well. There are some evil eyes, who play in the game with cheating and win with their powers.

This builds the danger of beginning a betting business. Other than this, the social shame connected to the Satta matka business is additionally something which the proprietors of this business need to manage regularly.

A number of people want to start their own lottery business.

There is no uncertainty about the way you can offer the general population an honest to goodness and legit Satta matka amusement, individuals will play it and you will have the capacity to make some immense benefits through it also.

A portion of the points which a representative should remember when he chooses to begin a lottery business is as per the following:

·        Keep sensible tickets value and worthiness

It is critical that the lottery tickets are valued sensibly. Remember that the target of beginning a betting business is to draw in the same number of individuals, having a place with various strolls of life, as could be expected under the circumstances.

All the settled lotteries in the market like the Kalyan matka, Satta lord, and so on., have all been estimated sensibly and this is their extraordinary offering point.

·        The reward must be intriguing

A definitive prize cash ought to be with the end goal that it can pull in the greatest number of players and furthermore entice the non-card sharks also. Toward the day’s end, players take part in the session of the lottery for the prize cash engaged with it and if this prize isn’t sufficiently alluring then nobody might want to play your lottery. Thus, the prize cash ought to be kept in an ideal from the beginning. This might be troublesome at first as you may have no clue how much gathering you will have the capacity to make from the ticket deals and may at last need to put in some measure of assets of your own in the prize cash, keeping in mind the end goal to make great your guarantee, yet this is a hazard which is fundamental for the possible accomplishment of your lottery business.

·        Ups and down in the game

There must be ups and down in the game with a chance of winning as well as losing. This will go about as a motivator for the general population who might not have a high inclination for going for broke and search for more secure and surer wagering choices.

Its all about Satta matka game

For a considerable length of time, people delighted in betting. From wagering on camel races, horse races, elephant races, to wagering on card recreations and prepackaged games, you can see that betting is truly a piece of human culture.

Considered as an online variant of betting, is a standout amongst the most well-known wagering recreations individuals enjoy keeping in mind the desire of ending up overnight rich. Directed betting is a decent wellspring of pay for the legislature. Be that as it may, numerous legislatures have prohibited betting as this industry has destroyed a considerable measure of families sending them bankrupt and poverty-stricken. Ever, a few lords and regal families have lost their stately status and had fallen wretchedly by virtue of betting. The prominent illustrations are those of the Pandavas in The Mahabharata.

THE STATUS OF SATTA MATKA GAME TODAY

Until the 1990s, Satta Matka amusement was exceptionally mainstream. In the long run, strict strikes by the police on the focuses of this amusement constrained the shutdown of this game. now again, the web has given a new turn and uplifting to this game. In this way, the online organization of this amusement has figured out how to flourish throughout the years.

Experts in Kalyan Matka amusement asserts this is a genuinely straightforward amusement to play. Normal practice and understanding the complexities of the diversion can give individuals a chance to win decently effortlessly. Today, a ton of online gatherings give a thorough Satta matka tips to the individuals to play this diversion.

How to Play Matka

Matka is a type of lottery game. The diversion was established by Ratan Khatri back in the 70’s and was prominent up until the 90’s. The diversion isn’t played particularly any longer, generally in the locales of India and Pakistan. Rather numerous appreciate the lottery diversions all the more so nowadays.

Pick Numbers

You pick three numbers from 0 – 9 from matka chart. Get some addition and subtraction done, and the final number comes out.

Winning is all about luck

Yes, Satta matka Is all about luck. But you should be good at predicting the numbers. In order to do so, there are numerous tips given online that help you practice the game.

Which site to use?

Although not too known, dpboss is a good site for playing matka game.

  1. Payment is on a daily basis
  2. Depositing and withdrawing are
  3. The dashboard is quite interesting and easy to utilize.

 

Some easy tips for Satta matka game

You can go for risks when playing Kalyan Matka games by utilizing the numerous tips given online by specialists.

Shockingly, just 10% of players go home as victors as indicated by a review. This is the reason, individuals are always looking for tips and tricks for this game. Taking in the traps and tips connected in the Satta matka game is imperative on the grounds that occasionally, the gaming sessions are controlled by players utilizing these traps. Yes, we all know that you cannot get the exact number to win your bet, yet these help you to achieve information on how to play and win effectively.

The following are a portion of the Satta matka tips you can apply in the game:

1.   Keep half of your cash in your pocket

The foremost tip is that never put all your money in the bet. It’s better to keep half of the amount on the pocket and wait for the results. Otherwise, you will be left with nothing.

2.   Slow down and take a halt

Do not get your self-feel high or start to build castles in the air after achieving one victory. This is a game, which depends on your luck and you cannot predict your luck. After winning, give some break to your money and game, and then start.

3.   Keep it low

Continuously keep up a low proportion of dangers to wins: try to ensure you put down a wager worth just a segment of the sum already won. This implies you won’t lament in the wake of losing a solitary round. Betting a big amount as compared to your winning amount is totally an insane thought. It is highly risky. Some Satta sites even advise individuals to abstain from playing the game day by day.

4.   Your motivation and inspiration?

Always be thrilled and enthusiastic about the result. Never underestimate your power of playing. Always be ready for the outcomes, whether good or bad. This positive thought and motivation will help you achieve well.

5.   With practicing, comes the experience

Whether you are a newbie or not, practice makes a man perfect. There are many sites that give free of cost online playing. Rehearsing can enable you to wind up more comfortable with standards and directions of the game and also see how to deal with your putting bet and keeping a low proportion of dangers to wins.

HOW ACCURATE THE CONCEPT OF ‘LOANS IN AN HOUR’ IS?

All we know that Denver payday loan  is  quick, reliable and easy to apply for. The ground rule is that the loan would be approved in an hour however it may take one business day for the amount to be credited to your account.

So, this product really works.

Families or individuals who are really struggling to come out of a difficult phase have a real opportunity to strike a deal here. Cash advance loans stand true to its image or the purpose for which the product was originally designed.

Right from filling the application form to checking the terms and conditions, it all takes place during the course of a single day.

The concept of “loans in an hour” is accurate and there is nothing fishy about it.

 

Dig Deep, Gather Information Before Applying:

Individuals who cry foul and cheated by lenders often play a part in it, knowingly or unknowingly. It would be entirely wrong to blame the other person (illegal lenders) when you have failed to check or inquire anything.

There must not be an opportunity, space given to exploit the situation. Chances are that someone would try to pitch higher interest rates knowing that you are in need.

The best method is to find a legal network of payday lenders. You would have ample time to research and ask as many questions to clear off the doubts.

The reason we apply for a same day loan is to get out of trouble and not to fall deeper into it. There is no point to apply for a loan, if the lender has not been able to convince or win your trust.

 

Be Ready with a Repayment Plan:

The success or failure of payday loans is entirely in the hands of an applicant. This may sound a bit over the line however it is true.

The failure to close down the loan account is the reason that people end-up paying more than the actual amount. You need to have a repayment plan ready, the moment the amount gets credited.

There have been cases reported where families had more than five accounts. What does this suppose to mean?

You should be aware of the terms when applying for payday loans. You can get the loan approved in as short as an hour. It may take one working day for the loan amount to reach your account.

 

U.S. v. Academic Advantage, et al. Settlement – Department of Justice

UNITED STATES DISTRICT COURT, SOUTHERN DISTRICT OF NEW YORK

 

U.S. v. Academic Advantage, et al. Settlement – Department of Justice

UNITED STATES DISTRICT COURT, SOUTHERN DISTRICT OF NEW YORK

 

Stipulation and Order of Settlement and Dismissal

 

Judge Kaplan’s Chambers

Civil Case Number: 1:14-CV-01664-LAK

Electronically Filed: 04/14/2014

Plaintiff: United States of America

Defendants: The Academic Advantage, Edwin Guzman, Luz Mercedes, Arlette Hernandez, Kristin Joyner, Nilsa Dalmasi, Rayvon Jones, Alicia Mckay, Teresa Osorio, and Ayesha Young

——————–

WHEREAS, this Stipulation and Order of Settlement and Dismissal (“Stipulation”) is entered into by and among plaintiff the United States of America (“United States” or “Government”), by its attorney, Preet Bharara, United States Attorney for the Southern District of New York; defendant The Academic Advantage (“Academic Advantage” or “Defendant”) by its authorized representatives; and third party 1-on-1 Learning With Laptops (“Learning With Laptops”) by its authorized representatives;

 

WHEREAS, during the 2010/2011 and 2011/2012 academic years (“Covered Period”), Academic Advantage provided Supplemental Educational Services (“SES”), in the form of after-school tutoring, to students attending underperforming public schools in New York City. In exchange for providing these after-school tutoring services, the New York City Department of Education paid Academic Advantage a fixed amount of money per hour for each student that it tutored, using funds provided to New York State by the federal Government pursuant to the Elementary and Secondary Education Act of 1965, as amended by the No Child Left Behind Act of 2001, 20 U.S.C. § 6301 et seq.;

 

WHEREAS, contemporaneous with the filing of this Stipulation, the Government is filing a civil fraud complaint (“Complaint”) against Academic Advantage and a number of its former employees, under the False Claims Act, 31 U.S.C. § 3739 et seq., and the common law, alleging, among other things, that during the Covered Period: (1) employees within Academic Advantage’s New York City SES division routinely falsified daily student attendance records for the company’s after-school tutoring classes, to make it appear that more students had attended the company’s SES tutoring program than had, in fact, attended; (2) supervisors within Academic Advantage’s New York City SES division knew, deliberately ignored, or recklessly disregarded that attendance records were being falsified; and as a result (3) Academic Advantage billed and obtained federal funds for tutoring services that it never provided (together with all allegations asserted against Academic Advantage in the Complaint, “Covered Conduct”);

 

WHEREAS, the Government has shared with Academic Advantage and its authorized representatives certain results of the Government’s underlying investigation; and

 

WHEREAS, the parties to this Stipulation (“Parties”) have, through this Stipulation, reached a mutually-agreeable resolution addressing the conduct of Defendant set forth in the Complaint;

 

NOW, THEREFORE, upon the Parties’ agreement, IT IS HEREBY ORDERED that:

 

Terms and Conditions

 

  1. The Parties consent to this Court’s exercise of subject matter jurisdiction over this action and personal jurisdiction over each of them.

 

  1. Academic Advantage hereby admits, acknowledges, and accepts responsibility for the following conduct related to its New York City SES program, all of which occurred during the Covered Period:

 

  1. Academic Advantage was required to record daily attendance at each of its SES tutoring classes, including having each student who attended sign a standard attendance sheet (“daily student attendance sheet”). To receive payment for its SES tutoring, Academic Advantage was required to certify that its daily attendance records were “true and accurate.”

 

  1. Throughout the Covered Period, Academic Advantage employed individuals whom it referred to as “Site Managers” to manage its SES program at particular New York City public schools. The Site Managers supervised other employees, known as “Program Aides,” who were also assigned to those schools. Employees with the title “Director of Development” supervised the Site Managers and Program Aides.

 

  1. Throughout the Covered Period, Site Managers, Program Aides, and Directors of Development engaged in the following fraudulent conduct in connection with Academic Advantage’s SES program in New York City:

 

(1) Site Managers routinely forged student signatures on daily student attendance sheets to make it appear that more students had attended Academic Advantage’s SES tutoring classes than had, in fact, attended;

 

(2) Site Managers instructed Program Aides to forge student signatures on daily student attendance sheets;

 

(3) Program Aides followed the instructions they received from those Site Managers and forged student signatures on daily student attendance sheets

 

(4) Site Managers and Program Aides instructed students to sign daily student attendance sheets for SES tutoring classes that those Site Managers and Program Aides knew the students either had not attended or would not be attending;

 

(5) Site Managers routinely signed false certifications on daily student attendance sheets, falsely certifying that after-school tutoring had been provided to all of the students whose purported signatures appeared on the sheets, even though those Site Managers knew that tutoring had not been provided to many of those students; and

 

(6) Some Directors of Development knew- and others deliberately ignored or recklessly disregarded- that Site Managers and Program Aides were forging student signatures on daily student attendance sheets or otherwise falsifying student attendance records.

 

  1. Academic Advantage’s daily student attendance sheets from the Covered Period contain falsified student signatures, and report that more students had attended its SES tutoring classes than had, in fact, attended.

 

  1. Academic Advantage used the above-referenced falsified daily student attendance sheets to prepare invoices that it then submitted in connection with its SES tutoring program. Many of these invoices falsely certified that the information on the invoices was “true and accurate.” These invoices ultimately resulted in Academic Advantage being paid federal funds for SES tutoring that it never provided.

 

  1. Shortly before the start of the Covered Period (i.e., shortly before the start of the 2010/2011 academic year), Academic Advantage substantially expanded its New York City SES program by hiring former employees of The Princeton Review, Inc. (“Princeton Review”), which had provided SES tutoring in New York City from the 2006/2007 academic year through the 2009/2010 academic year. Those former employees of Princeton Review comprised the majority of Academic Advantage’s New York City SES workforce during the Covered Period. ln December 2012, Princeton Review — which in May 2012 changed its name to Education Holdings 1, Inc. – entered into a settlement agreement with the Government in which it admitted, among other things, that “[m]any of the individuals who were responsible for the day-to-day operations of Princeton Review’s SES tutoring program (‘Site Managers’) routinely falsified entries on daily student attendance sheets, including by forging student signatures, to make it appear that more students had attended Princeton Review’s SES tutoring classes than had actually attended,” and that “Princeton Review’s daily student attendance sheets from the Covered Period [the 2006/2007 academic year through the 2009/2010 academic year] are replete with falsifications, and report that many more students had attended Princeton Review’s SES tutoring classes than had actually attended.”

 

  1. Academic Advantage shall pay the Government $1,000,000 within ten (10) calendar days of the date this Stipulation is approved by the Court (“Approval Date”). Learning With Laptops shall pay the Government an additional $1 ,000,000 in accordance with the payment schedule annexed as Exhibit A. The $2,000,000 referenced in the prior two sentences shall be referred to herein, collectively, as the “Settlement Amount.”

 

  1. The payments made pursuant to Paragraph 3 above shall be made at http://www.pay.gov to the U.S. Department of Justice account in accordance with instructions provided by the Financial Litigation Unit of the United States Attorney’s Office for the Southern District of New York.

 

  1. The Co-Owners represent that, at the time Academic Advantage hired the former employees of Princeton Review referenced in Paragraph 2 above, the Co-Owners had no knowledge of any misconduct by those individuals. The Co-Owners further represent that they had no knowledge of the conduct described in Paragraph 2 above, and were not exposed to facts that would have put a reasonable person on notice of the conduct described in Paragraph 2 above. The Government has relied on the foregoing representations in entering into this Stipulation, and, at its option, may rescind this Stipulation and reinstate the Complaint if either of those representations is false.

 

  1. Academic Advantage or, in the event that Academic Advantage ceases to exist, Learning With Laptops shall, at their own expense, maintain all of Academic Advantage’s currently existing paper and electronic records concerning Academic Advantage’s New York City SES program for a period of five (5) years following the Approval Date. On request, Academic Advantage and/or Learning With Laptops shall give the Government access to the above-referenced non-privileged records or to any requested subset of those non-privileged records, and shall assist the Government in locating and interpreting particular records. Academic Advantage and/or Learning With Laptops shall endeavor to comply with any other reasonable requests made in good faith by the Government in connection with any further investigation relating to Academic Advantage’s New York City SES program. At least sixty (60) calendar days prior to discarding any records covered by this Paragraph, Academic Advantage and/or Learning With Laptops shall contact the Government pursuant to the procedure set forth in Paragraph 25 below and give the Government an opportunity to take custody of such records.

 

  1. Subject to Academic Advantage’s and Learning With Laptops’ full compliance with the terms of this Stipulation, and any exceptions, reservations or conditions set forth in this Stipulation, the Government releases Academic Advantage, Learning With Laptops and the Co-Owners from any civil or administrative monetary claim that the Government has for the Covered Conduct under the False Claims Act, 31 U.S.C. § 3729 et seq., the Civil Monetary Penalties Law, 42 U.S.C. § 1320a-7a, the Program Fraud Civil Remedies Act, 31 U.S.C. § 3801 et seq., and the common law theories of payment by mistake and unjust enrichment; provided, however, that nothing in this Stipulation shall be construed as a release of any claims that the Government has against any current or former employee of Academic Advantage other than the Co-Owners.

 

  1. Notwithstanding the release given in Paragraph 7 above, or any other term of this Stipulation, the following additional claims of the Government are specifically reserved and are not released by this Stipulation:

 

  1. any liability arising under Title 26, United States Code (Intemal Revenue Code);

 

  1. any criminal liability;

 

  1. except as explicitly stated in this Stipulation, any civil or administrative liability, including the suspension and debarment rights of any federal agency;

 

  1. any liability to the Government (or its agencies) for any conduct other than the Covered Conduct; and

 

  1. any liability based upon obligations created by this Stipulation.

 

  1. Academic Advantage shall be in default of this Stipulation if Academic Advantage or Learning With Laptops fails to make any ofthe required payments of the Settlement Amount as set forth in Paragraph 3 above, or if Academic Advantage or Learning With Laptops fail to comply materially with any other term of this Stipulation to which they are subject (“Default”). The Government shall provide written notice of any Default in the manner set forth in Paragraph 25 below. Academic Advantage or Leaming With Laptops shall then have an opportunity to cure the Default within ten ( 1 0) calendar days from the date of delivery of the notice of Default. In the event that a Default is not fully cured within ten (1 0) calendar days of the delivery of the notice of Default, the United States, at its option, may (a) rescind this Stipulation and reinstate the Complaint; (b) seek specific performance of this Stipulation to cure any Default; (c) offset the amount of the payment that is due and outstanding under Paragraph 3 above from any amounts due and owing Academic Advantage or Learning With Laptops by any department, agency or agent of the United States; or (d) exercise any other rights granted by law, or under the terms of this Stipulation, or recognizable at common law or in equity. In the event that the United States opts to rescind this Stipulation pursuant to this Paragraph, Academic Advantage and its Co-Owners shall not plead, argue, or otherwise raise any defenses under the theories of statute of limitations, laches, estoppel, or similar theories, to any civil or administrative claims that relate to the Covered Conduct, except to the extent such defenses were available on the Approval Date. Academic Advantage and Learning With Laptops shall not contest any offset imposed or any collection action undertaken by the Government pursuant to this Paragraph, either administratively or in any court. In addition, Academic Advantage or Learning With Laptops shall pay to the Government all reasonable costs of collection and enforcement under this Paragraph, including attorney’s fees and expenses. In the event that the United States opts to seek specific performance of this Stipulation, interest shall accrue at the rate of 9% per annum compounded annually on the payment that is due under Paragraph 3 above, beginning ten (10) calendar days after delivery of the notice of Default.

 

  1. In any federal criminal prosecution or federal administrative action relating to the Covered Conduct, Academic Advantage shall not assert and waives any defenses it may have based in whole or in part on a contention that, under the Double Jeopardy Clause of the Fifth Amendment of the Constitution or the Excessive Fines Clause of the Eighth Amendment of the Constitution, this Stipulation bars a remedy sought in such criminal prosecution or administrative action. Nothing in this Paragraph or any other provision of this Stipulation constitutes an agreement by the United States concerning the characterization of the Settlement Amount, as set forth above in Paragraph 3 above, for purposes of the Internal Revenue laws, Title 26 of the United States Code.

 

  1. Academic Advantage, the Co-Owners and Learning With Laptops release the Government, its agencies, officers, agents, employees and servants, from any claims that Academic Advantage, the Co-Owners or Learning With Laptops have asserted, could have asserted, or may assert in the future against the Government, its agencies, officers, agents, employees or servants, related to the Covered Conduct, as well as the Government’s investigation, prosecution and settlement thereof.

 

  1. This Stipulation is intended to be for the benefit of the Parties only. The Parties do not release any claims against any other person or entity except as otherwise provided herein.

 

  1. Academic Advantage and Learning With Laptops represent and warrant that they have reviewed their financial situations, that they are currently solvent within the meaning of 11 U.S.C. §§ 547(b)(3) and 548(a)(l)(B)(ii)(I), and that they reasonably believe that they shall remain solvent following compliance with their respective obligations under this Stipulation. Further, the Parties warrant that, in evaluating whether to execute this Stipulation, they (a) have intended that the mutual promises, covenants, and obligations set forth constitute a contemporaneous exchange for new value given to Academic Advantage and Learning With Laptops within the meaning of 11 U.S.C. § 547(c)(l ); and (b) have concluded that these mutual promises, covenants, and obligations do, in fact, constitute such a contemporaneous exchange. Further, the Parties warrant that the mutual promises, covenants, and obligations set forth herein are intended to and do, in fact, represent a reasonably equivalent exchange of value that is not intended to hinder, delay, or defraud any entity to which Academic Advantage or Learning With Laptops was or became indebted to on or after the date of this Stipulation, within the meaning of 11 U.S.C. § 548(a)(l).

 

  1. If within 91 days of the Approval Date of this Stipulation or any payment made pursuant to this Stipulation, Academic Advantage or Learning With Laptops commences, or a third party commences, any case, action, or other proceeding under any law relating to bankruptcy, insolvency, reorganization, or relief of debtors (a) seeking an order for relief of Academic Advantage’s or Learning With Laptops’ debts, or seeking to adjudicate Academic Advantage or Learning With Laptops as bankrupt or insolvent; or (b) seeking appointment of a trustee, custodian, or other similar official for Academic Advantage or Learning With Laptops or for all or part of Academic Advantage’s or Learning With Laptops’ assets, Academic Advantage and Learning With Laptops agree as follows:

 

  1. Academic Advantage’s and Learning With Laptops’ obligations under this Stipulation may not be avoided pursuant to II U.S.C. § 547, and Academic Advantage and Learning With Laptops shall not argue or otherwise take the position in any such case, action, or proceeding that (i) Academic Advantage’s or Learning With Laptops’ obligations under this Stipulation may be avoided under II U.S.C. § 547; (ii) Academic Advantage or Learning With Laptops was insolvent at the time this Stipulation was entered into; or (iii) the mutual promises, covenants, and obligations set forth in this Stipulation do not constitute a contemporaneous exchange for new value given to Academic Advantage and Learning With Laptops.

 

  1. If Academic Advantage’s or Learning With Laptops’ obligations under this Stipulation are avoided for any reason, including, but not limited to, through the exercise of a trustee’s avoidance powers under the Bankruptcy Code, the Government, at its option, may rescind this Stipulation and reinstate the Complaint, and pursue any civil and/or administrative claim, action, or proceeding against any Pa1ty that would otherwise be covered by the release in Paragraph 7 above. The Parties agree that (i) any such claim, action, or proceeding brought by the Government would not be subject to an “automatic stay” pursuant to 11 U .S.C. § 362(a) as a result of the case, action, or proceeding described in the first clause of this Paragraph, and no Party shall argue or otherwise contend that the claim, action, or proceeding is subject to an automatic stay; (ii) no Party shall plead, argue, or otherwise raise any defenses under the theories of statute of limitations, laches, estoppel, or similar theories, to any claim, action, or proceeding that is brought by the Government within 60 calendar days of written notification that the Stipulation has been rescinded pursuant to this Paragraph, except to the extent such defenses were available on the Approval Date; and (iii) the Government has a valid claim against Academic Advantage and Learning With Laptops for the outstanding balance of full Settlement Amount, and the Government may pursue the claim in the case, action, or proceeding described in the first clause of this Paragraph, as well as in any other case, action, or proceeding.

 

  1. Academic Advantage and Learning With Laptops acknowledge that the agreements in this Paragraph are provided in exchange for valuable consideration provided in this Stipulation.

 

  1. Academic Advantage and Learning With Laptops agree to the following:

 

  1. Unallowable Costs Defined: All costs (as defined in the Federal Acquisition Regulation, 48 C.F.R. § 3 I .205-47) incurred by or on behalf of Academic Advantage or Learning With Laptops or Academic Advantage’s or Learning With Laptops’ agents in connection with:

 

(1) matters related to this Stipulation;

 

(2) the United States’ audit(s) and civil and/or criminal investigation(s) of matters related to this Stipulation;

 

(3) Academic Advantage’s or Learning With Laptops’ investigation, defense, and corrective actions undertaken in response to the United States’ audit(s) and civil and/or criminal investigation(s) in connection with matters related to this Stipulation (including attorney’s fees);

 

(4) the negotiation and performance of this Stipulation; and

 

(5) any payments made to the United States pursuant to this Stipulation

 

are unallowable costs for government contracting purposes (hereinafter referred to as “Unallowable Costs”).

 

  1. Future Treatment of Unallowable Costs: Unallowable Costs will be separately determined and accounted for by Academic Advantage and Learning With Laptops, and Academic Advantage and Learning With Laptops shall not charge such Unallowable Costs directly or indirectly to any contract with the United States.

 

  1. Treatment of Unallowable Costs Previously Submitted for Payment: Within 90 days of the Approval Date, Academic Advantage and Learning With Laptops shall identify and repay by adjustment to future claims for payment or otherwise any Unallowable Costs included in payments previously sought by Academic Advantage or Learning With Laptops or any of their agents from the United States. The United States, including the Department of Justice and/or the affected agencies, reserves its right to audit, examine, or re-examine Academic Advantage’s and Learning With Laptops’ books and records and to disagree with any calculations submitted by any of those persons or entities regarding any Unallowable Costs included in payments previously sought by those entities, or the effect of any such Unallowable Costs on the amount of such payments.

 

  1. In connection with the negotiation of this Stipulation, Academic Advantage and Learning With Laptops represent that they have, in good faith, provided to the Government, in connection with the Government’s assessment of Academic Advantage’s Laptops’ ability to pay the Settlement Amount, information concerning Academic Advantage’s and Learning With Laptops’ current financial condition (the “Financial Information”). The Government has relied on the Financial Information in entering into this Stipulation, and, at its option, may rescind this Stipulation and reinstate the Complaint ifthe Financial Information is materially false or misleading.

 

  1. Each Party shall bear its own legal and other costs incurred in connection with this matter.

 

  1. Any failure by the Government to insist upon the material performance of any of the provisions of this Stipulation shall not be deemed a waiver of any of the provisions hereof, and the Government, notwithstanding that failure, shall have the right thereafter to insist upon material performance of any and all of the provisions of this Stipulation.

 

  1. This Stipulation is governed by the laws of the United States. The exclusive jurisdiction and venue for any dispute relating to this Stipulation is the United States District Court for the Southern District of New York. For purposes of construing this Stipulation, this Stipulation shall be deemed to have been drafted by all Parties to this Stipulation and shall not, therefore, be construed against any Party in any subsequent dispute.

 

  1. Subject to the exceptions set forth in this Stipulation, and in consideration of the obligations of Academic Advantage and Learning With Laptops as set forth in this Stipulation, and conditioned upon Academic Advantage’s and Learning With Laptops’ full compliance with the terms of this Stipulation, the Government shall dismiss with prejudice the claims against Academic Advantage (and only Academic Advantage) in the Complaint; provided, however, that nothing in this Stipulation shall require the Government to dismiss the claims it has asserted against any other individual in the Complaint; and provided further that nothing in this Stipulation shall preclude the Government from amending the Complaint to assert claims against any additional individuals or entities; and provided further that the Court shall retain jurisdiction over this Stipulation and each Party to enforce the obligations of each Party under this Stipulation.

 

  1. This Stipulation constitutes the complete agreement between the Parties with respect to the subject matter hereof. This Stipulation may not be amended except by written consent of the Parties.

 

  1. The undersigned counsel and any other signatories represent and warrant that they are fully authorized to execute this Stipulation on behalf of the entities indicated below.

 

  1. This Agreement is binding upon Learning With Laptops and its successor entities.

 

  1. This Stipulation may be executed in counterparts, each of which constitutes an original and all of which constitute one and the same Stipulation. E-mails that attach signatures in PDF or facsimiles of signatures shall constitute acceptable, binding signatures for purposes of this Stipulation.

 

  1. Any notices or requests pursuant to this Stipulation shall be in writing and shall be delivered by hand, express courier, or email transmission followed by postage-prepaid mail, and shall be addressed as follows:

 

IF TO THE UNITED STATES:
Christopher B. Harwood, Assistant United States Attorney
United States Attorney’s Office
Southern District of New York
86 Chambers Street, Third Floor
New York, New York 10007
Email: christopher.harwood@usdoj.gov

 

IF TO ACADEMIC ADVANTAGE OR LEARNING WITH LAPTOPS:
Sean C. Cenawood
Dentons US LLP
1221 Avenue of the Americas
New York, New York 10020
Email: sean.cenawood@dentons.com

 

Agreed to by:

THE UNITED STATES OF AMERICA

 

Dated: March 10, 2014
New York, New York

 

By:
PREET BHARARA
United States Attorney for the Southern District of New York
CHRISTOPKER B. HARWOOD
Assistant United States Attorney
86 Chambers Street, Third Floor
New York, New York 10007
Telephone: (212) 637-2728
Facsimile: (212) 637-2786
Attorney for the United States of America


ACADEMIC ADVANTAGE AND LEARNING WITH LAPTOPS

 

Dated: March 10th, 2014
New York, New York

 

SEAN C. CENAWOOD
Dentons US LLP
1221 Avenue of the Americas
New York, New York 10020
Telephone: (212) 398-4867
Facsimile: (212) 768-6800
Attorney for Academic Advantage and Learning With Laptops

 

SO ORDERED: United States District Judge

 

Dated: 4/14, 2014

 

Exhibit A — Payment Schedule

Due date Payment Balance
March 31, 2015 $62,500 $937,500
June 30, 2015 $62,500 $875,000
September 31, 2015 $62,500 $812,500
December 31, 20 15 $62,500 $750,000
March 31, 2016 $62,500 $687,500
June 30, 2016 $62,500 $625,000
September 31, 2016 $62,500 $562,500
December 31, 2016 $62,500 $500,000
March 31, 2017 $62,500 $437,500
June 30, 2017 $62,500 $375,000
September 31, 2017 $62,500 $312,500
December 31, 2017 $62,500 $250,000
March 31,2018 $62,500 $187,500
June 30, 2018 $62,500 $125,000
September 31, 2018 $62,500 $62,500
December 31, 2018 $62,500 $0

 

A-Speakers announces new North American location in New York City

Award-winning speakers bureau expanding across the Atlantic

New York, NY – This year A-Speakers, an international speakers bureau, opened its first North American location in New York, NY. The company has been servicing the North American market from their headquarters in Denmark for over 18 months and is now excited to have a full team state-side. With an extensive roster of exceptional speakers, on a plethora of topics the Company is ready to equip event and conference managers with the right person to entertain and educate their audiences.

The new team is knowledgeable and responsive, bringing the Danish company culture to the New York office. With a focus on speaker relations and client bookings respectively, the office is bustling with opportunity and great promise. A-Speakers takes relationships very seriously and maintains transparent interactions with their clients and speakers.

Founder and CEO, Søren Kristensen states “This new office in New York means a dedicated focus on our North America based clients and speakers. We are so happy to be operating here on a daily basis and having a true presence in America.”  With this direct from the top, the team plans on growing in size and business.

About A-Speakers, Inc.

A-Speakers, Inc. is an awardwinning bureau with a global focus. We are one of the world’s largest speakers bureaus with a focus on growth and service. Our headquarter is in Odense, Denmark with offices in a number of countries including Norway, Sweden, New York, USA and several other European Countries.

A-Speakers represents speakers, innovators and thought-leaders in a wide range of fields including business, psychology, economics, politics, stress management, and more. We cultivate frequent and direct contact with our speakers and deliver the most relevant information to our clients.

For more information on A-Speakers, Inc., please contact Canesha Appleton caap@a-speakers.com, visit www.ASpeakers.com or call (347) 223-5128

USA OFFICE

106 W 32ND ST

NEW YORK, NY 10001, UNITED STATES

TELEPHONE: +1 347 223 5128Canesha Appleton caap@a-speakers.com